Tip Calculator
Enter the bill and the tip you want to leave. Add the number of people to split it fairly.
This calculator gives estimates for information only. It is not financial, tax or legal advice. Real results depend on lender terms, fees and local rules.
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The formula
Tip = bill x tip %. Total = bill + tip. Each person = total / number of people.
How much to tip
Customs vary. In the US, 15 to 20 percent is standard for table service and 18 to 22 percent is common for good service. In many European countries a service charge is included and rounding up or leaving 5 to 10 percent is enough. In Japan tipping is not expected at all. Check what is customary where you are.
Quick mental maths
Move the decimal one place to find 10 percent, then double it for 20. For 15 percent, add half of the 10 percent figure. On a bill of 86.40: 10 percent is 8.64, so 20 percent is 17.28 and 15 percent is 12.96.
Splitting the bill
Put the number of people in the split box. We divide the total evenly. The round-up option raises each share to a whole number, which makes cash payments easier and slightly increases the tip.
Examples to check
Type these into the calculator above to see how it behaves. Every result below was produced by the same calculator code that runs on this page.
| What you enter | What you get |
|---|---|
| Bill amount ($): 86.4; Tip (%): 18; Split between: 3 | Tip: $15.55; Each person pays: $33.98 |
| Bill amount ($): 45; Tip (%): 20; Split between: 1 | Tip: $9.00 |
| Bill amount ($): 210; Tip (%): 15; Split between: 6; Round the total up per person | Tip: $36.00; Each person pays: $41.00 |
Tip Calculator: frequently asked questions
Is the tip calculated before or after tax?
Many people tip on the pre-tax amount, but tipping on the total is also common. Enter whichever amount you prefer as the bill.
Is this financial advice?
No. It gives an estimate from the numbers you enter. Real offers depend on fees, tax and the lender or provider, so check the terms before you commit.
Is what I enter in this calculator saved or sent anywhere?
No. The calculation runs in your browser, so what you enter is not sent to our servers. We only count, anonymously, whether a tool ran successfully.
Is this calculator free to use?
Yes. It is free, needs no sign-up and has no usage limit.
Last reviewed: October 3, 2026